By Fox23.com News Staff
OKLAHOMA CITY — The Oklahoma Supreme Court will hear oral arguments Monday in a case involving State Farm Fire and Casualty Co. and homeowners Billy and Lacy Hursh.
The case began as a dispute over a denied roof damage claim and has evolved into what some legal observers describe as a significant insurance case in Oklahoma.
The litigation centers on claims that State Farm used internal practices that limited how wind and hail damage was evaluated, resulting in lower payouts.
We reported in December 2025 that Oklahoma Attorney General Gentner Drummond filed a motion to intervene in the case.
At the time, Drummond said his office was examining whether State Farm engaged in a broader pattern of claim handling across the state.
“We can see the settlement behavior of State Farm throughout the state, and see if there’s a custom and practice of paying 100 times the claim if you have an attorney and zero if you don’t. And if that’s the case, there’s going to be a reckoning with State Farm, a disgorgement of profits and an allocation of those monies back to those who have been State Farm Insurance customers,” Drummond said in December.
Our news partners at FOX23 asked Drummond if there would ever be any consideration of filing charges of some kind against State Farm.
We previously got the following statement from State Farm in December in response to Drummond’s initiative:
“At State Farm we’re committed to giving our customers all the benefits their insurance policies provide. The fact that someone files a lawsuit does not mean the allegations made are true.”
Monday’s hearing will determine whether Drummond’s intervention in the case is allowed to stand.
“This case was never just about one family’s roof. It’s about whether one of the largest insurers in the country can systematically shortchange Oklahoma policyholders and avoid accountability,” said Hannah Whitten, attorney at Whitten Burrage. “What the Oklahoma Supreme Court decides will impact not only the Hursh family, but thousands of Oklahoma homeowners and the future of fairness in our state’s insurance market.”
